Mortgage Tips & Guides
Stay informed with the latest mortgage news, tips, and expert advice to help you make smarter home financing decisions.
All Articles
14 articles available
Page 1 of 2
First-Time Homebuyer Programs in Maryland (2026): How They Work
The Maryland Mortgage Program (MMP) is the state's main first-time homebuyer program: a home loan made through participa...
Maryland Closing Costs: Transfer and Recordation Taxes by County
Maryland home sales carry a state transfer tax of 0.5% of the price, plus county transfer and recordation taxes that add...
HomeReady vs. Home Possible vs. FHA: Choosing a First-Time Buyer Loan in Maryland
HomeReady (Fannie Mae) and Home Possible (Freddie Mac) need just 3% down but cap income at 80% of area median income; FH...
Cómo comprar casa en Maryland con un préstamo FHA
Para comprar casa en Maryland con un préstamo FHA, normalmente necesita un pago inicial del 3.5%, un puntaje de crédito ...
DC Homebuyer Assistance Explained: HPAP, EAHP and DC Open Doors
Three District programs help buyers with down payment and closing costs: HPAP and EAHP, run by the DC Department of Hous...
How Long Does It Take to Close on a Home in Maryland, DC and Virginia?
A financed home purchase in Maryland, DC or Virginia typically takes about 20 to 45 days from ratified contract to closi...
Down Payment Assistance for First-Time Buyers in MD, VA, DC, and PA
Down payment assistance can turn a home purchase that feels years away into one that is possible now. Each of the four j...
Understanding Closing Costs and Your Loan Estimate
Within three business days of receiving your application, you will receive a Loan Estimate — a standardized three-page f...
What Happens After You Apply: Appraisal, Underwriting, and the Closing Timeline
Submitting a mortgage application is the beginning of a defined process with clear stages. Knowing what happens at each ...
Ready to Start Your Mortgage Journey?
Start your application and take the first step toward homeownership.
Apply Now